Financial Services

High-Authority Oversight for a Complex Financial Landscape

The financial services sector operates under a unique lens of public trust and regulatory scrutiny. Whether you are a community bank managing interest rate risk, an insurance carrier navigating complex statutory reporting, or a FinTech platform disrupting traditional lending, your financial integrity is your most important asset. In an era of rapid digital transformation and shifting SEC, FINRA, and FDIC requirements, you need an advisor who understands the intersection of regulation and innovation.

We provide the institutional-grade rigor your stakeholders demand. You shouldn’t have to bridge the gap between your organization’s complexity and your auditor’s capabilities. At Calvetti Ferguson, we act as a technical extension of your leadership team. We combine the resources of a national firm with the senior-level responsiveness needed to keep pace with market volatility and regulatory shifts.

Comprehensive Solutions for the Financial Ecosystem

From traditional depository institutions to emerging specialty finance and global asset managers, we provide a unified platform of services designed to professionalize your oversight and protect your enterprise value.

Banking & Depository Institutions

Providing the specialized audit and tax depth required to satisfy boards, shareholders, and regulators.

• • • Internal & External Audits: Delivering rigorous independent verification for banks, credit unions, and savings institutions.

    • Regulatory Compliance & Risk Management: Navigating the complexities of FDIC and state-level oversight, including internal control assessments.

    • Tax Planning for Financial Institutions: Strategic planning for specialized banking tax issues, including bad debt deductions and multi-state compliance.

Specialty Finance, Lenders & FinTech

Technical accounting and advisory for the firms defining the future of credit and capital.

• • • Lender & Specialty Finance Support: Providing audit and advisory for asset-based lenders, factorers, and consumer finance companies.

    • FinTech & Digital Assets: Helping tech-enabled financial platforms scale while maintaining the technical rigor required for future regulation or institutional investment.

    • Loan Portfolio Analysis: Evaluating credit risk, impairment assessments, and allowance for credit loss (CECL) methodologies.

Insurance & Risk Management

Navigating the technicalities of statutory reporting and complex risk-sharing structures.

• • • Insurance Carrier Audits: Providing independent assurance for property and casualty (P&C), life, and health insurance providers.

    • Statutory to GAAP Conversions: Managing the complex reconciliation between statutory accounting principles (SAP) and GAAP reporting.

    • Captive Insurance Advisory: Helping organizations evaluate and maintain specialized risk-retention vehicles.

Asset Management & Fund Services

(As established previously, providing deep technical depth for PE, Hedge, VC, Credit, and Real Estate funds.)

• • • Fund Audits & Fair Value (ASC 820): Specialized audits for diverse investment vehicles.

    • Partnership Tax & K-1 Production: Managing complex allocations for diverse investor bases.

Why Choose Calvetti Ferguson?

We offer a high-touch alternative to the Big 4, providing the senior-level attention and technical depth that financial institutions require.

• Multidisciplinary Technical Depth: Our team has hands-on experience across the entire financial spectrum, from traditional banking to private credit and insurance.

• PCAOB-Registered Quality: We maintain the highest standards of professional integrity, giving your stakeholders and regulators the confidence that your reports are accurate and independent.

• A Collaborative Strategic Partner: We don’t just find issues; we provide the insights needed to improve your internal controls and professionalize your financial operations.

Ready to Professionalize Your Financial Operations?

Don’t let technical gaps or regulatory complexity slow your momentum. Let’s build the transparent, high-integrity foundation your organization deserves—partner with a firm that understands the intersection of financial regulation and enterprise value.

Contact Our Team